This report provides the framework for financial institutions to adapt the CRE portfolio–in response to evolving labor markets, technology shifts and productivity challenges—for the business model of tomorrow.​ Our roadmap outlines four critical strategies:

• Evolve workplace design in step with a changing talent landscape, designing for cross-functional collaboration and deep technical work.
• Position real estate to amplify AI and tech returns with spaces that allow use cases to move from pilot to production.
• Invest in strategic hubs to win the war for talent, leveraging location analytics to reorient portfolio expansion toward locations with deep talent pipelines and long-term innovation capacity.
• Control run-rate capital with creative deal structures to fund strategic portfolio growth without bloating operating expenses.
   

Download the full report for a deep‑dive analysis, leading practices of global banks, detailed methodology, and additional key insights to transform your real estate function from a cost center into a strategic business enabler.